Manage your Ag Loan Portfolio in One Place

Rizal turns every financed acre into a transparent, trackable asset - with daily satellite monitoring, AI risk alerts, and compliance-ready reports.

Reduce the Cost and Risk of Farm Financing

Rizal delivers measurable value for every player in the ag-finance value chain
8x

Cost Reduction for Banks

$100M+

In Loans Supported

270k

Paid Acres Monitored

15%

Reduction in Early Delinquencies

proven in the field

Real Results from Ag Lenders

Case study: commercial Bank
Tranche Lending for 12,500 Acres

Challenge: A bank issued a $7M loan tied to 12,500 acres but inspections covered only 15–20%, leaving high risk.

Solution:
 Rizal flagged 5,000 unplanted acres and required geo-tagged photo proof before funds were released.

Outcome: 
The bank cut the second tranche to actual acreage, avoiding under-collateralization. Loan repaid in full.

Case study: Specialized Lender
Closing a Wheat Yield Gap

Challenge: A wheat lender faced yield underperformance that put repayment at risk.

Solution: 
Rizal flagged early nutrient stress; a technician used the app to confirm and recommend foliar fertilizer and irrigation.

Outcome
: The crop recovered to the target yield, protecting farm income and loan repayment.

case study: Insurers
Timley Food Claims for Insurers

Challenge: Flood damage often went undocumented, delaying claims and causing disputes.

Solution: 
Rizal flagged inundated fields in real time, enabling immediate farmer alerts to insurers.

Outcome:
 Claims were verified quickly, disputes dropped, and farmers received timely payouts.

How it works

Financial OS for Productive Land

Step one

Verify Every Acre

Turn credit or field records into a trusted digital portfolio

  • Geo-tagged records uploaded and mapped in seconds
  • Confirm surface area, crop type, and planting/harvesting dates
  • Centralized dashboard with 5 years of crop history
step two

Monitor Continously

Cut oversight costs and stay ahead with real time data

  • Daily satellite imagery, NDVI, biomass, and weather tracking
  • Automate oversight: field visits only when necessary
  • Generate inspection ready documents instantly
step three

Detect and Act on Risks Early

Protect yields and loan repayment before issues spread

  • Alerts for drought, pests, and yield risks
  • Farmers upload ground-truth data to strengthen detection
  • Generate inspection ready documents instantly
  • Proactive AI reccomendations
step four

Fund and Grow with Confidence

Tie capital directly to trusted data strengthened over time

  • Disburse funds with greater visibility and confidence
  • Adjust terms dynamically based on real-time field conditions
  • Build a verified credit ledger that improves underwriting over time
feature highlights

The AI-Powered Decision and Capital Layer for Agriculture

Geo-Verified Mapping

See every acre with daily high-resolution satellite updates and a built-in five-year history of how fields have performed.

AI-Driven Crop Intelligence

Machine learning models analyze daily satellite, biomass, and weather signals to predict yields and flag risks.

Acre Credit Records

Rizal tracks what’s planted, yields, and repayment history—turning farmland into a transparent, financeable asset.

Ground-Truth Capture

Our offline-ready app lets farmers and inspectors add geo-tagged photos and comments, reducing information asymmetry across the value chain.

Compliance Ready

Auto-generated reports create an auditable data trail for regulators and stakeholders.

See Every Acre. Cut Risk. Grow your Portfolio.

Frequently Asked Questions

How does daily monitoring work?

We update field conditions daily using high-resolution satellite and weather data. This enables early risk detection and timely action.

What insights does the AI provide?

AI delivers crop health, yield forecasts, and repayment probability for each field, supporting smarter lending and farming decisions.

Can I track multiple fields at once?

Yes, monitor your entire financed land portfolio from one dashboard. View updates, alerts, and historical data for every field.

Is the platform mobile-friendly?

Yes. Access all features on Android and iOS, even offline. Field teams can upload photos and data directly from the app.